Lai suat tien gui ngan hang?

gia su co 2.000.000d gui tiet kiem ki han 3 thang voi lai xuat 8% thi sau 3 thang lai xuat la bao nhieu?,1 nam lai xuat la bao nhieu?con gui voi ki han 1 nam lai xuat 10% thi sau 1 nam tien lai va goc la bao nhieu?chi ro cach tinh dum em.thanks moi nguoi nhieu!!!!!!!!!tai vi e nghi gui 1thang hay 3 thang cung la 8% vay cu de 1 nam thi 1thang cu lai la 8% cong lai goc roi tiep theo vay thi co loi hon la gui 1nam moi tinh lai ko?.tai e nghe gui ki han dai thi loi hon ma neu 1 thang da tinh lai thi nghia la gui 1 thang ma toi 1 nam moi rut tien thi loi hon phai ko?